PremierGen Business Insurance is developed and designed with a wide range of insurance coverage options that can be tailored to suit specific needs of small and medium sized enterprise (SME).
Coverage provided under PremierGen Business Insurance:
- Property Risks
Comprehensive cover to safeguard your property in the event of accidental physical loss or damage resulting from a cause not specifically excluded.
Safeguard your property from losses due to fire and lightning or any perils insured under policy.
- Business Interruption
Protects you against loss of profits or revenue as a result of interruption in your operations due to damage to your insured property.
Covers you against loss of, or damage to your property or premises caused by theft or attempted theft.
- Electronic Equipment
A specially designed cover for all your electronic equipment including computers and its accessories.
- Machinery Breakdown and Loss of Profits Following Machinery Breakdown
Safeguards your plant and machinery from any sudden and unforeseen physical loss or damage as well as any faulty design to your plant and machinery not known to you. Loss of profits due to such interruption will also be covered.
- Plate Glass
Insures you against breakage of glass as well as the costs and expenses of shoring and propping of damaged parts of the insured property.
Covers you against loss of money and securities kept within the insured premises or whilst in transit.
- Public Liability
Protects you against legal liability to third parties for accidental bodily injury or accidental property damage.
- Products Liability
Protects you against legal liability to third parties for bodily injury or property damage caused by defective products supplied by you.
- Work Injury Compensation
Protects you for any liability under Work Injury Compensation Act or at common law to compensate your employees for death or bodily injury due to an accident in the course of employment.
- Fidelity Guarantee
Insures you against loss of money and/or property due to fraud or dishonesty of your employees.
- Inland Transit
Covers loss of or damage to your goods whilst in transit by land conveyance.
- Group Personal Accident
Provides 24 hour worldwide protection for your employees against injuries, death or permanent disabilities arising from accident. It includes coverage against Terrorism.
The above is not a contract of insurance. The specific terms, conditions and exclusions applicable to this insurance are set out in the Policy, a copy of which is avaliable upon request.